What we Offer
Quality Insurance Group is a full service agency that provides personalized customer service. We work with A+ rated companies and shop the premiums so you don’t have to. We will get you the best premiums available.
Here’s what just some of our clients have said
American Protective Coating — Fort Lauderdale, Florida
QIG gives you personalized customer service which is important in our business. We can count on QIG to always give us the best premiums as well as for our clients. Whether it be a last minute quote or simply beating other quotes provided to us by other brokers. It is important for us to save as much money as we can for our clients in this industry and QIG allows us to do that. We use QIG for all of our personal and commercial needs.
LaPlaya Title — Deerfield Beach, Florida
QIG saved us over $4,000 on our homeowners policy, they took the time to explain the differences in coverages and showed us how we could save money on our other policies. We were so happy with QIG that we recommended them to our family members and neighbors.
Carol Kline — Delray Beach, Florida
QIG gives me a peace of mind knowing that my investment properties in Florida are being properly insured while I reside in New York. Their professionalism is exemplary.
Janice Giordano — Elmont, New York
Quality Insurance Group is an independent insurance agency located in Deerfield Beach, FL and serving customers throughout the state of Florida. We have over 10 years of experience providing expert insurance advice for both businesses and individuals. Whether you’re looking for the lowest possible price, the best coverage, personal service and support or other factors, you can be sure that you’ll be able to find the insurance plan that meets your needs. Our customers are our priority. We look at each and every option to save you the most money.
Frequently Asked Questions
What is actual cash value vs replacement costs?
Replacement cost is what you would pay for the item at today’s cost.
Actual cash value is what you would pay for a similar item at today’s cost minus depreciation (replacement cost minus depreciation).
Depreciation is a decrease in value due to wear and tear or age.
What is an umbrella policy and why would I need one?
We recommend that you consider having an inexpensive Umbrella Liability policy that provides liability coverage of approximately $300,000 on your homeowners and auto policies. This is required in the event you are sued for damages above the standard liability coverage on your homeowner’s or auto policies for which you would be personally liable.
Why would I need a Personal Articles Floater?
Personal Article Floater policy is for expensive items in your home such as: jewelry; musical equipment; firearms; silverware; fine art; collectibles etc. The standard homeowner’s policy carries only minimum coverage for these items (eg. $1,500 for jewelry; $2,000 for firearms)
Why would I need an H06 Condo Policy?
Insurance companies offer Dwelling Coverage, which generally insures the interior walls, drywall, wallpaper, paneling, flooring, carpeting, or built-in cabinets. The interior of your unit is your responsibility and it is important to make sure your real estate investment is protected.
Note: Some condo “Master Policies” provide all-in coverage. This means the entire building, including your unit, are covered. Check your condos Master Policy and find our if it covers your individual unit. If the Master Policy doesn’t cover your unit, you need individual Dwelling Coverage.
Why Do I Need Flood Insurance?
Everyone lives in a flood zone. In high risk areas, you have a 1 in 4 chance of experiencing a flood over the life of a 30-year mortgage. But the truth is that you can live miles away from water and still be at risk of flooding. In fact, nearly 25 percent of flood insurance claims come from moderate- to low-risk areas. That’s because it doesn’t take a major body of water, or even a major storm, to cause a flood. Anything from new development to a slow-moving rainstorm can cause flooding. Floods are the most common natural disaster in the United States, yet most homeowners insurance does not cover flood damage.
Request a Call Back
Would you like to speak to one of our insurance advisers over the phone? Just submit your details and we’ll be in touch shortly. You can also email us if you would prefer.
For Businesses: Do you have questions about how QIG can help your company? Send us an email and we’ll get in touch shortly, or phone 954 582 9444 between 9:00 and 5:00 Monday to Friday — we would be delighted to talk to you about your insurance needs.